Wondering how much are the fees for different transactions in GCASH? we got you! Here are the latest charges as of 2022:
GCASH CHARGES 2022
Service | Fee Description | Fee Amount |
GInsure Bill Protect | Insurance Coverage | 0.92% of the bill amount |
GCash Pro 99 | Subscription | Php 99 monthly |
GGives | Penalty Fees | Fixed Php 100 + 0.15% of the Principal Loan Amount per unpaid day |
GGives | Processing Fee | Free (temporary) |
GGives | Downpayment | Free (temporary) |
GLoan | Penalty Fees | Fixed Php 100 + 0.15% of the Principal Loan Amount per unpaid day |
GLoan | Lending Fee | 3% of the loan amount once availed |
GCash Padala | Sender Fees | Php 5 for Php 500 1.5% if greater than Php 500 and less than Php 5000 |
Cash-in | Over-the-counter Cash-Ins (7-11, Partner Outlets, Cash-in Machines) | Free for the first Php 8,000 then 2% after per month |
Cash-in | Cash-in via 7-11 | 1% of the total cash-in amount Note: this fee applies first, then if applicable, fees for over-the-counter cash-in apply next. |
Cash-out | Cash-out via over-the-counter outlets (Puregold, Robinson’s, Cebuana, etc) | Php 20 per Php 1000 withdrawn |
Cash-out | Cash-out via GCash Mastercard in ATMs | Php 10 – Php 18 per withdrawal (depending on ATM) |
Cash-out | Cash-out via GCash Mastercard in International ATM | Php 150 |
Bank Transfer | Money Transfer to Other Banks using Instapay | Php 15 per transfer |
GCash Mastercard | Card Purchase | Php 150 per card; Php 60 for the delivery fee (if delivered) |
GCredit | Interest Within the Billing Period | 5% compounded per day (cheaper if paid earlier) |
GCredit | Penalty Fees | Php 200 (1-30 days) Php 500 (31-60 days) Php 900 (61-90 days) Php 1500 (>90 days) |
Pay Bills | Biller Fees | Php 7 – Php 60 or 2% depending on biller |
Balance Inquiry | ATM Charge | Php 0 – Php 2.50 (depending on ATM) |
Dormancy | Non-usage of GCash for 6 months | Php 50 every 10th day of the month |